About Us
CollectionAccount.net was created to make it easy for the consumer to find credit related information in such categories as credit repair, credit law, and collection agencies in order to better educate them on the subjects contained herein.
With the consumers' education in mind, CollectionAccount.net has provided an in depth credit glossary to familiarize the consumer with many of the terms needed to understand credit, a page displaying many of the laws related to credit in order for the consumer to have easier access to their rights, a list of the three largest credit reporting agencies addresses, summary information on more than 85 collection agencies operating in the United States, and numerous news publications concerning the illegal practices of collection agencies.
CollectionAccount.net has provided the information in this website for educational purposes only and has gathered it using an all source approach. It is very important to understand that statutes change every day and although CollectionAccount.net makes every effort to update the information contained in this website, there may be times in which it becomes outdated. If you happen to come across information contained in this website which is inaccurate or outdated, please feel free to contact CollectionAccount.net and inform us of the information that requires updating.
Although CollectionAccount.net has gone to such lengths to provide the educational material contained in this website, it is important to understand that this website was not written by a credit repair attorney and should not be considered a replacement for the services of a professional credit repair company. CollectionAccount.net recommends that you seek the advice of a qualified professional in the credit repair industry before taking any actions that may have an affect on your consumer credit file.
While paying your bills on time is the best way to establish and maintain a good credit history, there are many instances where it just might not be enough. Statistics provided by the National Association of State Public Interest Research Groups report 79% of all credit reports contain mistakes, 54% of all credit reports contain personal information that is long outdated, belongs to a stranger, or is otherwise incorrect, 30% of all credit reports contain accounts that are closed by the consumer but continue to be reported as open and 25% of all credit reports contain errors serious enough to result in the outright denial of credit. Statistics like the ones provided here are proof enough that credit repair can be a necessity to maintain an accurate credit file but it is imperative to understand that CollectionAccount.net does not approve of, or condone fraudulent credit repair practices. As a consumer, it is very important to understand that you should only dispute items on your consumer credit file that you believe to be inaccurate, out-dated, or believe should not appear on your credit report for some valid reason.
This website contains numerous links to other websites in order to provide the consumer a convenient source of credit related resources. Those links are to companies performing collection services or credit repair and credit education services in the United States. All relationships you may currently have or establish with those companies are completely independent to CollectionAccount.net. As CollectionAccount.net does not offer any service and has provided this website as a convenience to the consumer, it is important to note that CollectionAccount.net does not warrant the services of any company linked to this site. Additionally, the testimonials contained on this website are not a guarantee of future results should you retain the services of a company linked to this website. Further, the identities of the individuals that have provided testimonials have been protected by using generic stock photographs.