Absolute Collection Service Inc.
Absolute Collection Service Inc. was founded in 1987. As a full-service billing and debt collection agency, Absolute Collection Service Inc. is headquartered in Raleigh, North Carolina. Although Absolute Collection Service Inc. does provide consulting and billing services, their primary function is to serve as a collection agency on a nationwide basis. Absolute Collection Service Inc. purchases charged off accounts from original creditors and then pursues debtors with the intention to collect more than they paid for the debt, inturn making a profit.
Federal law grants collection agencies the ability to place derogatory marks on the consumers' credit report, which can lower a consumer's credit score and may prevent lenders from approving that consumer for new credit. Even if you are approved for the financing you desire, with low credit scores you can rest assured your interest rate will be high. Among other laws, the Consumer Credit Protection Act allows the consumer to dispute, and potentially remove derogatory items, to include charge offs and collection agency marks placed on your credit report by collection agencies like Absolute Collection Service Inc.
I had numerous collections, charge offs and judgments being reported on my personal credit file that were damaging my credit score and negatively affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Absolute Collection Service Inc. in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. The ordeal was more frustrating and time consuming than I could have possibly imagined but even worse, none of the collection agencies like Absolute Collection Service Inc. were willing to work with me and continued to report the damaging information to the credit bureaus. At that point, it became very apparent that credit repair wasn't going to be an easy task to perform and collection agencies like Absolute Collection Service Inc. were not going to be easy to negotiate with.
I needed results and didn't have the patience or hundreds of hours required to clean up my credit report on my own so I contacted Credit Restoration Bureau. They immediately began working to repair my credit and increase my credit score. Credit Restoration Bureau started by analyzing my credit report and explaining my credit score. At that point, Credit Restoration Bureau started disputing the negative items on my credit report to include late payments, collections, charge offs and judgments (see the letter below) and my credit score increased significantly. Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit report and credit score. By the time they were finished, my credit score had been transformed. They had all gone up approximately 150 points and I was in the 700s. Credit Restoration Bureau had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus after Credit Restoration Bureau started performing credit repair on my behalf. This one is from TransUnion and shows the deletion of one collection, one late payment and two civil judgments.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Absolute Collection Service Inc. Credit Restoration Bureau specializes in credit repair and has great success in removing all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more. If you have negative information on your credit report and would like a higher credit score, you should talk to professionals that specialize in credit repair. You should call Credit Restoration Bureau or click their link below.
