Account Recovery Service Inc.
Account Recovery Service Inc. is a collection agency located in Milwaukee, Wisconsin and collects unpaid debt in the retail, financial and healthcare industries. Account Recovery Service Inc. specializes in collecting for hospitals, clinics, podiatrists, dentists and chiropractors in the healthcare industry. Further, Account Recovery Service Inc. specializes in collecting for educational institutions, day cares and telecom companies in the retail industry and banks and credit unions in the financial industry. Although Account Recovery Service Inc. claims to never have been sued, the collection agency uses aggressive collection techniques such as predictive dialing, skip tracing and the reporting of negative information on the consumers' credit report in their attempt to collect debt.
Federal law grants collection agencies the right to place derogatory information on the consumers' credit file, which can lower a consumer's credit score. Having a low credit score can be very damaging to the consumer as it increases their risk for credit denial. In order to protect the American consumer from the frivolous reporting of derogatory information by collection agencies, federal law also grants the consumer with the right to dispute and potentially remove the derogatory information on their personal credit report.
I had several collections, charge offs and judgments being reported on my personal credit report that were damaging my credit score and making it difficult to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies to include Account Recovery Service Inc. in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies similar to Account Recovery Service Inc. was more time consuming and frustrating than I could have imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. At that point, it became very obvious that credit repair wasn't going to be an easy task to perform.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of one credit account placed on my credit report by a bank and three collection accounts placed on my credit report by different collection agencies. One of the collection accounts that TransUnion deleted was placed on my credit report by Account Recovery Service Inc.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Account Recovery Service Inc. Credit Restoration Bureau specializes in removing all types of derogatory credit itmes from the consumers' credit report to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more. If you have negative information on your credit report and would like a higher credit score, you should talk to professionals that specialize in credit repair. You should call Credit Restoration Bureau or click their link below.
