Alliance One Inc.
Alliance One Inc. is a large national collection agency that specializes in collecting unpaid credit card, telecom, utility and medical debt. Alliance One Inc. also collects debt on behalf of state and local governments such as unpaid parking and speeding tickets. Alliance One Inc. is known for their aggresive collection tactics such sending annoying collection letters and making harassing phone calls.
Federal law grants collection agencies like Alliance One Inc. the ability to place negative information on the consumers' credit report, which can lower a consumer's credit score. Having a low credit score can be very damaging to the consumer as it increases their risk for credit denial. In order to protect the consumer from the frivolous reporting of derogatory information by collection agencies like Alliance One Inc., federal law also grants the American consumer with the right to dispute and potentially remove the derogatory information on their consumer credit file.
I had numerous charge offs, collection accounts and judgments being reported on my credit report by numerous collection agencies. One of the collection agencies that was damaging my credit score and making it difficult to obtain credit was Alliance One Inc. A few people told me that credit repair was easy so I started by contacting all of the collection agencies to include Alliance One Inc. in an attempt to negotiate some kind of arrangement with them. I wanted them to remove the negative information on my credit report. Dealing with collection agencies like Alliance One Inc. was more time consuming and frustrating than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It became very apparent at that point that credit repair wasn't going to be an easy task to perform.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau. They immediately began working to repair my credit dealing with all of the negative information placed on my credit file by collection agencies like Alliance One Inc. They were able to raise my credit score by deleting all sorts of derogatory information from my consumer credit file (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start. Best of all, I was no longer worried about dealing with collection agencies like Alliance One Inc.
Here is one of the update letters I received from the credit bureaus. This one is from Experian and shows the deletion of an Alliance One Inc. collection account and two civil judgements.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Alliance One Inc. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collection accounts, charge offs, bankruptcies, foreclosures, repossessions and more. If you have negative information on your credit report and would like a higher credit score, you should talk to professionals that specialize in credit repair. You should call Credit Restoration Bureau or click their link below.