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Amsher

 

Amsher is a family owned and operated collection company that started in 1939 as a credit-clothing store, later expanded into the credit furniture business and, in 1986, evolved into the receivables management firm it is today. Licensed in all 50 states, Amsher purchases debt from companies in the healthcare, collection, business, banking and retail industries with the intention to collect more than the company paid for the debt.

Federal law has been passed that grants collection agencies the ability to report derogatory information on your consumer credit file. This can cause severe damage to your credit file and lower your credit scores, in turn creating numerous issues for you as a consumer. One of the largest problems created by having low credit scores is the increased probability for higher interest rates and the possibility for altogether credit denial.

I had countless collections, charge offs and judgments being reported on my credit report that were severely damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Amsher in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Amsher was more frustrating than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. At that point, it became very understandable that credit repair wasn't going to be an easy task to perform.

I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.

Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of a collection account placed on my credit file by a company similar to Amsher.

Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Amsher. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.