Welcome to CollectionAccount.net

Automated Collection Services Inc.

 

Established in 1988, Automated Collection Services Inc. is a Nashville based collection agency. With repetitive phone calls being Automated Collection Services' primary method of contacting consumers, the collection agency also uses trained skip tracers who have access to on-line search utilities, city crisscross directories, credit bureau files and public record archives in their attempt to collect charged off debt.

Federal laws have been put in place that grant collection agencies the ability to place negative marks on the consumers' credit report. This type of reporting by collection agencies leads to lower consumer credit scores and can prevent lenders from extending credit to borrowers that have these derogatory items listed on their credit report. Even if a consumer is able to obtain the financing they desire with these marks on their credit report, the interest rate offered to them by a lender will certainly be much higher than if the consumer did not have these negative marks on their credit report. With the intent to protect the consumer, federal laws have also been put in place that grant the consumer the right to dispute and potentially remove the derogatory marks placed on their credit file by collections agencies. While protecting consumer rights, this also assists in the prevention of frivolous reporting of negative information by collection agencies.

I had numerous collections, tax liens and judgments being reported on my personal credit file that were lowering my credit score and seriously affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Automated Collection Services Inc. in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Automated Collection Services Inc. was more time consuming and bothersome than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to understand that credit repair wasn't going to be a painless task to perform.

I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.

Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of three collections placed on my personal credit file by a collection similar to Automated Collection Services Inc.

Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Automated Collection Services Inc. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.