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Automated Recovery Systems Inc.

 

Automated Recovery Systems, Inc. is a full service collection agency with locations in Colorado, New Mexico and Nevada. With direct affiliations to Durango Credit and Collection Company in Durango, CO and Valley Creditor Service in Bermuda Dunes, CA, Automated Recovery Systems, Inc attempts to collect numerous types of debt to include: retail, medical, child support and government.

Federal laws have been put in place that grant collection agencies the ability to place negative marks on the consumers' personal credit report. This type of reporting by collection agencies leads to lower consumer credit scores and will prevent many lenders from extending credit to borrowers that have these derogatory items listed on their personal credit report. As a consumer may still be able to obtain the financing he or she desires with these marks on their credit report, the interest rate offered to them by a lender will surely be much higher than if the consumer did not have these negative marks on their credit report. With the intent to protect consumers, federal laws have also been put in place that grant consumers the right to dispute and potentially remove the negative marks placed on their credit file by collections agencies. While protecting the rights of the American consumer, this also assists in the prevention of frivolous reporting of derogatory information by collection agencies.

I had numerous collections, charge offs and tax liens being reported on my consumer credit file that were damaging my credit score in a major way and negatively affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Automated Recovery Systems, Inc in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Automated Recovery Systems was more time consuming and discouraging than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to understand that credit repair wasn't going to be an easy task to perform.

I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.

Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of one judgement and two collection accounts placed on my credit file by a collection agency similar to Automated Recovery Systems, Inc.

Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Automated Recovery Systems, Inc. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.