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Bonded Adjustment Bureau

 

Established in 1901 and incorporated in 1959, Bonded Adjustment Bureau is a member of the American Collectors Association. They attempt to collect debt for Commercial, Consumer, Health Care and Public Sector creditors. Bonded Adjustment Bureau profits by collecting a fee for each debt collected.

Federal law has been put into effect that grants collection agencies the ability to place negative marks on the consumers' personal credit file. This type of reporting by collection agencies will most certainly lead to lower consumer credit scores and will prevent many lenders from extending credit to a borrower that has these derogatory items listed on their credit report. Even if a consumer is able to obtain the financing they desire, having negative information contained on their credit file will most definitely increase the probability of being offered a high interest rate by a lender willing to extend them credit. With the intent of protecting the American consumer, federal laws have also been put in place that allow for the dispute and potential removal of negative marks placed on the consumer credit file by collections agencies. While protecting consumer rights, these laws also assist in the prevention of deceptive reporting of negative information by collection agencies.

I had numerous tax liens, collections and judgments being reported on my personal credit report that were damaging my credit score and affecting my ability to obtain new credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Bonded Adjustment Bureau in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Bonded Adjustment Bureau was more irritating and time consuming than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to understand that credit repair wasn't going to be an uncomplicated task to perform.

I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.

Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of an AFNI collection account. Similar to Bonded Adjustment Bureau, AFNI is collection agency.

Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Bonded Adjustment Bureau. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.