Bridgeport Financial
Founded in 1994 and located in San Francisco, California, Bridgeport Financial is a debt collection agency. Considered to be a debt buyer, Bridgeport Financial purchases delinquent accounts from original creditors and then pursues debtors in an effort to collect more than they paid for the debt.
As the consumers' credit file can be seriously damaged by the frivolous reporting of negative information by collection agencies, several federal laws have been enacted that grant consumers the right to dispute and potentially remove the negative information placed on their credit file by collection agencies.
I had numerous collections, judgments, ant tax liens being reported on my personal credit file that were seriously damaging my credit score and negatively affecting my ability to obtain new credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Bridgeport Financial in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Bridgeport Financial was more disturbing and time consuming than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to understand that the credit repair process wasn't as simple as I had originally thought.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of three credit accounts, four collections and two civil judgments. The four collection accounts that Equifax deleted were placed on my credit report by collection agencies similar to Bridgeport Financial.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Bridgeport Financial. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.