Bureau of Collection Recovery
Incorporated in 1986, Bureau of Collection Recovery is independently owned, headquartered in Eden Prairie, Minnesota and licensed to perform collection operations in all 50 states. Bureau of Collection Recovery's business model for collecting debt is very much dependent upon technology. Bureau of Collection Recovery uses predictive dialers, multi-platform collection applications and high speed voice and data networks to increase the probability they will be able to collect from a consumer. Beyond their use of technology, Bureau of Collection Recovery is known to report derogatory information to the credit reporting agencies in their attempt to collect debt.
As the consumers' personal credit report can be significantly damaged by the frivolous reporting of derogatory information by collection agencies, many federal laws have been put in place that grant consumers the right to dispute and potentially remove the derogatory credit information placed on their personal credit report by collection agencies.
I had numerous civil liens, charge offs and judgments being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies to include Bureau of Collection Recovery in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Bureau of Collection Recovery was more annoying and time consuming than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to understand that the credit repair process wasn't as easy as I had originally thought.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of one credit account placed on my credit report by a bank and three collection accounts placed on my credit report by different collection agencies. One of the collection accounts that TransUnion deleted was placed on my credit report by Bureau of Collection Recovery.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Bureau of Collection Recovery. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
