Capital Recovery Service LLC
Founded in 1972 and located in Fairfax, Virginia, Capital Recovery Service LLC is a consumer debt collection agency. Capital Recovery Service LLC attempts to collect debt on medical, telecommunication, commercial and banking accounts. Capital Recovery Service LLC is known for using numerous collection techniques such as sending threatening letters, making harassing phone calls and contacting third-parties. Capital Recovery Service LLC is also known for their more aggresive techniques such as moving forward with court proceedings and the reporting of derogatory information to the credit bureaus.
As a consumer, your credit file can be severely damaged by the negative reporting of a collection agency. For this reason, numerous federal laws have been passed to prevent collection agencies like Capital Recovery Service LLC from frivolously reporting negative information on a consumer's credit report. Although these laws have been passed, collection agencies are still known to push the limits when reporting negative information in their attempt to collect debt. Making consumer protection a priority, further laws have been passed that allow the consumer to dispute and potentially remove the negative information placed on their credit report by collection agencies like Capital Recovery Service LLC.
I had numerous charged off and collection accounts being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Capital Recovery Service LLC in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Capital Recovery Service LLC was more discouraging and time consuming than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to understand that the credit repair process wasn't as effortless as I had originally thought. Quite the opposite, credit repair was proving to be extremely hard.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collection accounts, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Experian and shows the deletion of two civil judgements and an Alliance One collection account. Alliance One is a collection agency similar to Capital Recovery Service LLC.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Capital Recovery Service LLC. Credit Restoration Bureau specializes in the removal of all types of negative credit itmes like late payments, charged off accounts and collection accounts. They even have great success removing tax and civil liens from the consumers' credit report. If you have negative information on your credit report and would like a higher credit score, you should talk to professionals that specialize in credit repair. You should call Credit Restoration Bureau or click their link below.
