Cavalry Portfolio Services LLC
Established in 1991, Cavalry Portfolio Services LLC has grown into one of the country's better known collection agencies. With offices located in Hawthorne, NY; Phoenix, AZ; St. Paul, MN and Tulsa, OK, Cavalry Portfolio Services LLC purchases debt from a variety of credit grantors to include, banks and credit unions. Cavalry Portfolio Services LLC also purchases debt from consumer finance companies, auto finance companies and telecommunication companies, both long distance and wireless. Cavalry Portfolio Services LLC is known to place collection account information on the consumers' credit report in their attempt to collect debt.
As a consumer, your credit report can be seriously damaged by the negative reporting of a collection agency. For this reason, several federal laws have been passed to prevent collection agencies from frivolously reporting derogatory information on a consumer's credit report. Although these laws have been passed, collection agencies are still known to press the limits when reporting negative information in their attempt to collect debt. In order to protect the consumer, further laws have been passed that allow the consumer to dispute and potentially remove the negative information placed on their credit report by collection agencies.
I had numerous civil liens, judgments and collection accounts being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies to include Cavalry Portfolio Services LLC in an attempt to negotiate some kind of arrangement with them. I wanted all of the collection agencies like Cavalry Portfolio Services LLC to remove the collection account information they had placed on my credit report. Dealing with collection agencies like Cavalry Portfolio Services LLC was more time consuming and frustrating than I could have possibly pictured but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to realize that the credit repair process wasn't as simple as I had originally thought. Quite the opposite, credit repair was proving to be extremely tricky.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file. Credit Restoration Bureau was able to remove numerous items for me to include some late payments, charge offs, and collection accounts placed on my credit report by Cavalry Portfolio Services LLC (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my credit scores had all gone up approximately 150 points and I was in the 700s. Even better, I was no longer getting harassed by collection agencies like Cavalry Portfolio Services LLC. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of three collection accounts. One of the collections accounts deleted by TransUnion was placed on my credit report by Cavalry Portfolio Services LLC and the other two by similar collection agencies.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Cavalry Portfolio Services LLC. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collection agency marks, charge offs, bankruptcies, and more. If you have negative information on your credit report and would like a higher credit score, you should talk to professionals that specialize in credit repair. You should call Credit Restoration Bureau or click their link below.
