Central Financial Control
Located in Anaheim California, Central Financial Control is a large collection company that falls under the umbrella of its parent company, Syndicated Office Systems Inc., which was recently involved in a class action lawsuit for alleged violations of the Fair Debt Collection Practices Act. The class action suit, Orloff versus Syndicated Office Systems DBA Central Financial Control, was filed in a Federal District Court in Pennsylvania.
As a consumer, your consumer credit report can be significantly damaged by the negative reporting of a collection agency. For this reason, quite a few federal laws have been passed to prevent collection agencies from frivolously reporting derogatory information on a consumer's credit report. Although these laws have been passed, collection agencies are still known to press the legal limits when reporting negative information in their attempt to collect debt. In order to protect consumers, further laws have been passed that allow the consumer to dispute and potentially remove the negative information placed on their credit report by collection agencies.
I had many civil liens, collections, charge offs and judgments being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Central Financial Control in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Central Financial Control was more time consuming and irritating than I could have possibly pictured but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to realize that the credit repair process wasn't as effortless as I had originally thought. Quite the opposite, credit repair was proving to be extremely complex.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of a collection account placed on my credit file by a company similar to Central Financial Control.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Central Financial Control. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.