Credit Protection Association LP
Located in Dallas, Texas, Credit Protection Association LP is a collection agency licensed to perform debt collection operations in all 50 states. Credit Protection Association LP is known to focus their collection efforts in the cable television, telecom, retail and health care industries. Not only does Credit Protection Association LP attempt to collect unpaid debt but the collection agency is also known for their attempt to collect unreturned equipment such as cable boxes from the consumer. Credit Protection Association LP is known to take a technological approach in their equipment and debt collection efforts. Further, Credit Protection Association LP is also known to report derogatory information to the credit bureau's in their attempt to collect debt and/or equipment.
As a consumer, your credit file can be badly damaged by the negative reporting of a collection agency. Because of this reason, numerous federal laws have been passed to prevent collection agencies from frivolously reporting negative information on a consumer's credit report. Although these laws have been passed, collection agencies still push the limits when reporting negative information in their attempt to collect debt. Making consumer protection a first priority, further laws have been passed that allow the consumer to dispute and potentially remove the negative information placed on their credit report by collection agencies.
I had numerous collections, charge offs, tax liens and judgments being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies to include Credit Protection Association LP in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with all of the collection agencies like Credit Protection Association LP was more time consuming and irritating than I could have pictured but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It didn't take long for me to realize that credit repair wasn't going to be as easy for me to do myself as I had originally thought.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of numerous erroneous items placed on my credit report. One of the collection accounts that TransUnion deleted was placed on my credit report by Credit Protection Association LP.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Credit Protection Association LP. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
