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Diversified Adjustment Service Inc.

 

Founded in 1981, Diversified Adjustment Service Inc. is a collection agency located in Minnesota that specializes in third party debt collections. Also know as a debt buyer, Diversified Adjustment Service Inc. purchases charged off accounts from original creditors and then attempts to collect from the debtor more than they paid for the debt in order to make a profit.

Your consumer credit score can be damaged relentlessly by the negative reporting of a collection agency. For this reason, federal laws have been put in place to avoid collection agencies from frivolously reporting derogatory information on a consumer's credit report. Although these federal laws have been permitted, collection agencies are still known to report derogatory information in their attempt to collect debt. In order to protect the consumer, more federal laws have been put in place that allow the consumer to dispute and potentially remove the derogatory information placed on their consumer credit report by collection agencies.

I had many collections, charge offs, judgments, and tax liens being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Diversified Adjustment Service Inc. in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with all of the collection agencies like Diversified Adjustment Service Inc. was more time consuming and bothersome than I could have pictured but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. It quickly became apparent that credit repair is not an easy task to perform.

I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.

Here is one of the update letters I received from the credit bureaus. This one is from Experian and shows the deletion of two civil judgements and an Alliance One collection account. Alliance One is a collection agency similar to Diversified Adjustment Service Inc.

Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Diversified Adjustment Service Inc. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.