Franklin Collection Service Inc.
Franklin Collection Service Inc. is commonly known to perform collection activities on behalf of a third-party. Although Franklin Collection Service Inc. is typically known for collecting unsecured consumer debt like unpaid telephone bills, they are also reported to perform activities such as auto repossession. Franklin Collection Service Inc. utilizes numerous collection techniques in their attempt to collect debt but is known to go as far as reporting derogatory information to the credit bureaus and taking legal action in order to have judgments placed on the consumers' credit report.
By federal law, collection agencies have the aptitude to place derogatory marks on the consumer's credit report, which can damage your credit score and may prevent lenders from approving you for new credit. With small credit scores, even if you are approved for the financing you desire, you can rest assured your interest rate will be high. In the midst of other laws, the Consumer Credit Protection Act allows the consumer to dispute, and can potentially remove derogatory items to include charge offs and collection agency marks from your credit report.
I had an abundance of tax liens, collections, charge offs and judgments being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Franklin Collection Service Inc. in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with all of the collection agencies like Franklin Collection Service Inc. was more time consuming and disturbing than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. I quickly understood that credit repair was most likely not going to be simple.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of one judgement and two collection accounts placed on my credit file by a collection agency similar to Franklin Collection Service Inc.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Franklin Collection Service Inc. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
