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Global Acceptance Credit Company

 

Established in 1997, Global Acceptance Credit Company is a full service collection agency located in Arlington, Texas. Global Acceptance Credit Company purchases charged off credit card, consumer loan and auto deficiency portfolios and liquidates them through both, collections and re-sales. Global Acceptance Credit Company is known for aggressively attempting to collect debt by phone, direct mail and resorting to legal action.

By federal law, collection agencies have the ability to place derogatory marks on the consumer's credit report, which can damage your credit score and may prevent lenders from authorizing you for new credit. With low credit scores, even if you are approved for the financing you desire, you can be assured your interest rate will be high. In the midst of other laws, the Consumer Credit Protection Act allows the consumer to dispute, and potentially eliminate derogatory items to include charge offs and collection agency marks from your credit report.

I had an abundance of collections, charge offs, tax liens and judgments being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Global Acceptance Credit Company in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with all of the collection agencies like Global Acceptance Credit Company was more time consuming and bothersome than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. I quickly understood that credit repair was not going to be very easy.

I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.

Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of three credit accounts, four collections and two civil judgments. The four collection accounts that Equifax deleted were placed on my credit report by collection agencies similar to Global Acceptance Credit Company.

Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Global Acceptance Credit Company. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.