InoVision
InoVision is a debt collection agency located in Horsham, Pennsylvania. The primary function of Inovision is to purchase charged off debt belonging to utility companies. Inovision then attempts to collect that debt. The intention of Inovision is turn a profit by collecting more than they paid for the debt. Although unconfimed, it has been reported that Inovision is a subsidiary of NCO Group Inc. NCO Group Inc. is also located at 507 Prudential Road in Horsham, Pennsylvania and might possibly be the umbrella corporation for the largest group of collection agencies in the world. Inovision is one of very many collection agencies under that umbrella. Inovision is known to use various collection techniques in their attempt to collect debt. On of the most commonly used techniques employeed by Inovision is their reporting of derogatory collection account information on the consumers' credit report.
Federal law allows collection agencies like Inovision the ability to place derogatory marks on a consumer's credit report, which can damage their credit score and may prevent lenders from approving them for new credit. Even if they were approved for credit, with low credit scores you can rest assured the interest rate on that credit would be high. Among other laws, the Consumer Credit Protection Act grants the consumer the right to dispute, and potentially remove derogatory items like collection agency marks from their credit report.
I had an abundance of collection accounts, tax liens and charge offs being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies to include InoVision in an attempt to negotiate some kind of arrangement. I was hoping to get Inovision to remove the negative collection agency marks from my credit report. Dealing with collection agencies like InoVision was more aggravating than I could have possibly imagined but even worse, none of the collection agencies, to include Inovision, were willing to work with me. Like all the others collection agencies, Inovision continued to report the damaging information to the credit bureaus. No matter how hard I tried, I couldn't get the negative collection agency marks off of my credit report, especially the Inovision collection agency marks. Credit repair had quickly proven to be a much more complicated task than I had originally thought.
I needed to clean up my credit report and one of the largest problems in front of me were all of the collection agency marks. I didn't have the patience or hundreds of hours it was going to take to get rid of the marks placed on my credit report by collection agencies like Inovision so I contacted Credit Restoration Bureau. They immediately began working to repair my credit by dealing with the negative collection agency marks placed on my credit file by Inovision. They were able to significantly increase my credit score by deleting all sorts of derogatory items from my consumer credit file (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my credit scores had all gone up approximately 150 points, I was no longer being hasled by Inovision, and my credit score was in the 700s. They had truly done an amazing job cleaning up my credit.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of an InoVision collection account, one late payment and two civil judgments.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Inovision. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, charge offs, and bankruptcies. As you can see, they definitely have great success dealing collection agency marks like the ones placed on my credit report by Inovision. If you're having a hard time dealing with negative information placed on your credit report by collection agencies like Inovision and would like a higher credit score, you should seek professional credit repair help. You should contact Credit Restoration Bureau or click their link below.
