Intellirisk Management Corporation
Intellirisk Management Corporation specializes in collections, accounts receivable management, and customer retention services through its global call center network of nearly 6,000 employees. As an umbrella corporation, it has a network of companies with unique names to include: Allied Interstate, Inc. and First Contact in the United States; Canadian Bonded Credits Limited (CBCL) in Canada; Legal & Trade Collections, Legal & Trade Financial Services, Reachflow and Revenues Management Services in the United Kingdom; IntelliRisk Philippines, Inc. in the Philippines; and IntelliRisk Management India Pvt. Ltd. in India.
Federal laws allow collection agencies the ability to put derogatory marks on the consumer's credit report, which can damage your credit score and may prevent lenders from approving you for new credit. Even if you're approved for the financing you desire, with low credit scores you can rest assured your interest rate will be high. Among other laws, the Consumer Credit Protection Act grants the consumer to dispute, and potentially remove derogatory items to incorporate charge offs and the collection agency marks from your credit report.
I had an abundance of collections, civil liens, charge offs and judgments being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Intellirisk Management Corporation in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Intellirisk Management Corporation was more irritating and time consuming than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. Credit repair had rapidly proven to be a much more complicated task that I had originally thought.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of one late payment and two collections. The collections that TransUnion deleted were placed on my credit report by collection agencies similar to Intellirisk Management Corporation.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Intellirisk Management Corporation. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
