MAF Collection Services
Established in 1958, MAF Collection Services is a full service collection agency located in Tampa, Florida. MAF Collection Services performs accounts receivable management duties along with collection operations in the retail, healthcare, government, utility and telecom industries. MAF Collection Services employs numerous collection techniques in their attempt to collect debt. Those techniques include the use of direct mail, harassing phone calls and professional skip tracing. MAF Collection Services is also known to place derogatory information on the consumers' credit report and take legal action in order to have judgments place on the consumers' credit report.
Federal law grants collection agencies the ability to place derogatory marks on consumer's credit report which may damage your credit score, thus preventing lenders from approving individuals, like you, for new credit. Consequently, with low scores, you may also be approved for financing, but the interest rates will be expected to be quite high. Among other laws, the Consumer Credit Protection Act authorizes the consumer to dispute and potentially remove derogatory items such as charge offs and collection agency marks from your credit report.
I had numerous late payments, collections, tax and civil liens being reported on my personal credit file that were damaging my credit score and affecting my ability to obtain credit. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to MAF Collection Services in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like MAF Collection Services was more discouraging and time consuming than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. I thought credit repair was going to be simple. I rapidly learned different.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of one judgement and two collection accounts placed on my credit file by a collection agency similar to MAF Collection Services.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like MAF Collection Services. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
