National Credit Systems Inc.
Founded in 1984, National Credit Systems Inc. is located in New York, NY and operates as a Nationwide collection agency. National Credit Systems Inc. collects debt for numerous types of businesses such as doctors, dentists, chiropractors, video stores, manufacturers, importers, and publishers. National Credit Systems Inc. is know to use very aggressive collection techniques such as harassing telephone calls, collection letters, placing derogatory information on the consumers' credit report and taking legal action in order to have judgments placed on the consumers' credit report.
Federal law gives collection agencies the ability to put derogatory marks on consumer's credit report which may damage your credit score, thus preventing lenders from approving individuals, like you, for new credit. Consequently, you may be approved for financing with low scores, but the interest rates will be expected to be rather high. Among other laws, the Consumer Credit Protection Act authorizes the consumer to dispute, and potentially wipe out derogatory items like charge offs and collection agency marks from your credit report.
My ability to obtain credit and my credit score were being damaged by the numerous collections, charge offs and judgments being reported on my personal credit file. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to National Credit Systems Inc. (New York, NY.) in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like National Credit Systems was more time consuming and frustrating than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. Everyone thinks credit repair is not hard and complex, I quickly learned that was not the case.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of a collection account placed on my credit file by a company similar to National Credit Systems Inc.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like National Credit Systems Inc. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
