Northeast Credit and Collections
Also known as NCC, Northeast Credit and Collections is headquartered in Scranton, Pennsylvania. While Northeast Credit and Collections purchases and attempts to collect unpaid consumer debt, NCC also performs collection operations for other debt purchasers and clients in the financial, retail, commercial, government and medical industries. Northeast Credit and Collections is known for their aggressive collection techniques which include the use of collection letters, harassing phone calls, reporting derogatory information on the consumers' credit report. Northeast Credit and Collections is also known to use skip tracing services in their attempt to collect debt.
Low credit scores and lenders not approving you for new credit could be the result of federal law granting collection agencies the ability to place derogatory marks on your credit report. Even with the approval for the financing you wish, with low credit scores you can rest assured your interest rate will be high. Among other laws, the Consumer Credit Protection Act allows you, the consumer, to dispute, and potentially remove derogatory items to include charge offs and collection agency marks from your credit report.
My ability to obtain credit and my credit score were being damaged by the many charge offs, judgments and collections being reported on my personal credit file. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to Northeast Credit and Collections in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Northeast Credit and Collections was more time consuming and annoying than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. Everyone thinks credit repair if not complex or hard, I quickly learned that was not correct.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of one late payment and two collections. The collections that TransUnion deleted were placed on my credit report by collection agencies similar to Northeast Credit and Collections.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Northeast Credit and Collections. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
