OSI Collection Services
Founded in 1995, OSI Collection Services belongs to and is just one of the very many collection agencies that make up the NCO Group, which is one of the largest groups of collection agencies in the world. OSI Collection Services is known for their attempt to collect debt in numerous areas such as the healthcare, government, education, financial, commercial, communication, utility, insurance, and automotive industries. With more than 55 offices in 25 states, Canada, Mexico and Puerto Rico, OSI Collection Services' affiliate and subsidiary companies include:
- OSI Collection Services, Inc.
- TransWorld Systems Inc.
- NorthShore Agency Inc.
- OSI Outsourcing Services Inc.
- OSI Education Services, Inc.
- RWC Consulting Group, LLC
- Qualink, Inc.
- University Accounting Service, LLC
- Coast to Coast Consulting, LLC
- Jennifer Loomis & Associates, Inc.
- Federal Collection Bureau, S.A. de C.V.
- OSI Portfolio Services, Inc.
- OSI Recovery Solutions, Inc.
- OSI Outsourcing Services International, Inc.
OSI Collection Services is known for its aggressive collection techniques and history of illegal operations. OSI Collection Services has been indicted and/or charged for numerous items that range from making unauthorized credit inquiries to theft by deception, misconduct by a corporate official, and purposely submitting improper bills that caused the state of New Jersey to overpay OSI $1,184,662.
Having a low credit score could possibly be the result of federal laws that grant collection agencies like OSI Collection Services the ability to place derogatory marks on your consumer credit report. Even with the approval for the financing you would like, with low credit scores you can rest assured your interest rate will be high. Among other laws, the Consumer Credit Protection Act allows you, the consumer, to dispute and potentially remove the derogatory items placed on your credit report by collection agencies like OSI Collection Services.
My ability to obtain credit and my credit score were being damaged by the numerous late payments, collections, charge offs and judgments being reported on my personal credit file. Deciding it was time to do something about it, I attempted to perform credit repair myself by contacting collection agencies similar to OSI Collection Services in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like OSI Collection Services was more time consuming and bothersome than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. Everyone thinks credit repair if not hard of complex, I quickly learned that was not correct.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of numerous erroneous items that had been placed on my credit report. The collection accounts that were deleted by TransUnion were placed on my credit report by collection agencies similar to OSI Collection Services.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like OSI Collection Services. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collection accounts and charged off accounts. Credit Restoration Bureau even has success removing bankruptcies and foreclosures from the consumer credit report. If you have negative information on your credit report and would like a higher credit score, you should talk to professionals that specialize in credit repair. You should call Credit Restoration Bureau or click their link below.
