Palisades Collection LLC
A subsidiary of Asta Funding, Palisades Collection LLC belongs to one of the largest groups of collection agencies in the country. Although it is very difficult to obtain information about the collection agency, Palisades Collection LLC is commonly known for their aggressive attempt to collect unpaid consumer debt. Palisades Collection LLC is very difficult to contact and that problem is further complicated as the company has no website. Numerous complaints have been made against Palisades Collection LLC in connection to their attempt to collect Cingular and AT&T wireless debt.
Because Federal law grants collection agencies like Palisades Collection LLC the ability to place derogatory marks on the consumer's credit report, your credit score can be damaged and may prevent lenders from approving you for new credit. Unfortunately, with a low credit score, your interest rate will be high as well, even if you are approved for the financing you desire. Amongst other laws, the Consumer Credit Protection Act allows the consumer to dispute, and potentially remove the derogatory items placed on your personal credit file by collection agencies like Palisades Collection LLC.
My ability to obtain credit and my credit score were being damaged by the numerous collection accounts being reported on my personal credit file by Palisades Collection LLC. Deciding it was time to do something about it, I began repairing my credit by contacting collection agencies to include Palisades Collection LLC in an attempt to negotiate some kind of arrangement with them. I wanted Palisades Collection LLC to remove the negative information they had placed on my credit report. Dealing with collection agencies like Palisades Collection LLC was more frustrating and time consuming than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me. All of the collection agencies, to include Palisades Collection LLC, continued to report the damaging information to the credit bureaus. Some people told me that credit repair would be easy; I learned quickly that it was going to be anything but easy.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit by taking a professional approach at removing the collection accounts placed on my credit report by Palisades Collection LLC. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments and numerous collection accounts (see the letter below). Some of the collection accounts that were deleted from my credit report had been placed there by Palisades Collection LLC. Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my credit score had gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of numerous items erroneously placed on my credit report. One of the collection accounts that Equifax deleted was placed on my credit report by Palisades Collection LLC.
Here is another one of the update letters I received from the credit bureaus. This one is from Experian and shows the deletion of two collection account from my credit report. One of the collection accounts deleted by Experian was placed on my credit report by Palisades Collection LLC.
Here is another update letter. This one is from TransUnion and shows the deletion of numerous items from my credit report. Two of the collection accounts deleted by TransUnion were placed on my credit report by Palisades Collection LLC.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Palisades Collection LLC. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, charge offs, and even collection accounts. If you're dealing with negative information that's been placed on your credit report by Palisades Collection LLC or any other collection agency, you should talk to professionals that specialize in credit repair. You should call Credit Restoration Bureau or click their link below.
