Park Dansan
Located in Gastonia, North Carolina, Park Dansan specializes in collecting unpaid consumer debt in the telecommunications and healthcare industries. As Park Dansan meets or exceeds all licensing and bonding requirements in all 50 states, their collection operation span from coast to coast. In their attempt to collect debt, Park Dansan Utilizes various types of skip tracing services and places an emphasis on contacting the consumer by phone. Park Dansan is also known for placing derogatory information on the consumers' credit report in order to collect debt.
Because the federal law grants collection agencies the ability to place derogatory marks on consumer's credit report, your credit score can be damaged and may prevent lenders from approving you for new credit. Unfortunately, your interest will still be high, even if you are approved for the financing you desire. Together with other laws, the Consumer Credit Protection Act allows the consumer to dispute, and potentially remove the derogatory information placed on your consumer credit file by collection agencies.
My ability to obtain credit and my credit score were being damaged by the numerous collections, charge offs, judgments and late payments being reported on my personal credit file. Deciding it was time to do something about it, I began repairing my credit by contacting collection agencies to include Park Dansan in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Park Dansan was more aggravating and time consuming than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. Some people think that credit repair is not problematical; I rapidly learned that it can be.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of three items erroneously placed on my credit report. One of the collection accounts deleted by TransUion was placed on my credit report by Park Dansan.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Park Dansan. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
