Plaza Associates
Headquartered in New York, New York, Plaza Associates performs collection operation in and outside of the United States. With locations in St. Lucia, the Philippines and India, Plaza Associates attempts to collect unpaid debt for a variety of clients in the banking, retail, commercial, oil, utility, telecom and automotive industries. With an entire skip tracing department dedicated to consumer and asset locating, Plaza Associates takes a technological approach in their attempt to collect debt. Plaza Associates maintains a professional relationship with a law firm in New York City for collections and miscellaneous legal services, such as: court appearances, trial cases, legal correspondence, income executions and restraining orders.
Because Federal law grants collection agencies the ability to put derogatory marks on the consumer's credit report, your credit score can be damaged and may prevent lenders from approving you for new credit. Unfortunately, your interest will be high, even if you are approved for the financing you desire. Amongst other laws, the Consumer Credit Protection Act is allowing the consumer to dispute, and potentially delete the derogatory items placed on your credit report by collection agencies.
My ability to attain credit and my credit score were being damaged by the numerous late payments and judgments being reported on my personal credit file. Deciding it was time to do something about it, I began repairing my credit by contacting collection agencies similar to Plaza Associates in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with all of the collection agencies like Plaza Associates was more time consuming and frustrating than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. Many think that credit repair is not problematical; I learned rather fast that it can be.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of a collection account placed on my credit file by a company similar to Plaza Associates.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Plaza Associates. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
