Progressive Management Systems
Located in West Covina, California, Progressive Management Systems, Inc. is debt collection company that specializes in the collection of both, first and third party collections. Located in a geographical area with a high concentration of Spanish speaking consumers, Progressive Management Systems also specializes in the collection of debt from consumers that speak Spanish as their first language. Progressive Management Systems is known to use very aggressive collection techniques in their attempt to collect unpaid consumer debt such as the reporting of derogatory information to the credit bureaus.
Collection agencies are known to place derogatory information on the consumers' credit report in their attempt to collect debt and for that reason; numerous federal laws have been put in place to protect the American consumer from unscrupulous collection agencies that may abuse this practice. One of the many federal laws written with the intent of protecting the American consumer is the Fair Credit Reporting Act as it grants all American consumers the right to dispute and potentially remove the negative information placed on their credit report.
My ability to attain credit and my credit score were being damaged by the many collections and late payments being reported on my personal credit file. Deciding it was time to do something about it, I began repairing my credit by contacting collection agencies to include Progressive Management Systems in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Progressive Management Systems was more time consuming and frustrating than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. I learned very fast that credit repair is very difficult.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from TransUnion and shows the deletion of one student loan and two collection accounts. One of the collection accounts was placed on my credit report by Progressive Management Systems.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Progressive Management Systems. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
