Receivables Performance Management
With state-of-the-art proprietary software, dialer technology, account representative training, analytics, customer support services and custom reports, Receivables Performance Management advertises and claims to offer their customers the best possible products, services and performance. Receivables Performance Management provides service to telecommunications providers, utilities, financial institutions, e-commerce and various other industries and credit grantors. There are several negative online reviews for Receivables Performance Management providing numerous examples of violations. While other creditors and collection agencies may leave messages and phone numbers for consumers to call them back, it has been reported that Receivables Performance Management prefers to repeatedly hang up until someone answers the call. They have been known to disregard the consumer's request to validate the debt and have also refused to send anything in writing.
Collection agencies are known to place derogatory data on the consumers' credit report in their attempt to collect debt and for that reason; numerous federal laws have been put in place to protect the American consumer from unscrupulous collection agencies that may abuse this practice. One of the many federal laws, written with the intent of protecting the American consumer, is the Fair Credit Reporting Act as it grants all American consumers the right to dispute and potentially remove the negative information placed on their credit report.
My ability to attain credit and my credit score were being damaged by the many tax liens and late payments being reported on my personal credit file. Deciding it was time to do something about it, I began repairing my credit by contacting collection agencies similar to Receivables Performance Management in an attempt to negotiate some kind of arrangement with them in order to remove the negative information on my credit report. Dealing with collection agencies like Receivables Performance Management was more time consuming and frustrating than I could have possibly imagined but even worse, none of the collection agencies were willing to work with me and continued to report the damaging information to the credit bureaus. Some think that credit repair is easy; I rapidly learned that is not the case.
I needed results and didn't have the patience or hundreds of hours it was going to take so I contacted Credit Restoration Bureau and they immediately began working to repair my credit. They were able to raise my credit score by deleting various types of derogatory items from my consumer credit file such as late payments, collections, charge offs and judgments (see the letter below). Working with Credit Restoration Bureau was a much more pleasant and worry free experience than I could have hoped for. Each time I received an update from Credit Restoration Bureau, I was delighted to see they were continuing to have a positive effect on my credit score. By the time Credit Restoration Bureau was finished, my scores had all gone up approximately 150 points and I was in the 700s. They had truly given me a fresh start.
Here is one of the update letters I received from the credit bureaus. This one is from Equifax and shows the deletion of three credit accounts, four collections and two civil judgments. The deleted collection accounts were placed on my credit file by collection agencies similar to Receivables Performance Management.
Credit Restoration Bureau was amazing and I would recommend them to anyone struggling with bad credit or being harassed by collection agencies like Receivables Performance Management. Credit Restoration Bureau specializes in the removal of all types of derogatory credit itmes to include: late payments, collections, charge offs, bankruptcies, tax liens, civil liens, foreclosures, repossessions and more.
